I recently got a Business Platinum Visa for my small business (I’m a contractor) through Bank of America and found out today that they only report negative (past due accounts) information to the credit bureaus, not positive. In other words, my $50,000 line of credit is useless because no one can verify that it exists. I have proof of this–I recently tried to get on a builder’s list with a mortgage company and they turned me down because I had no positive credit. Is a Line of Credit different–will it report positively to the credit bureaus? (ie: will it report no late payments, credit limit, and high balance information like an ordinary consumer revolving account?) This is an earnest question–Please, knowledgeable answers only!